The short version. You pay us directly for your care, at prices published on our website. We do not bill your insurance for our services. In exchange you get longer appointments, direct access to your physician, no surprise bills, and a level of privacy that insurance billing cannot offer. Your prescription medication is separate, and your insurance may well cover it.
Contents
1. What direct pay means
Finding Her MD does not contract with health insurance companies and does not submit claims for the care we provide. You pay the practice directly, at the time of service or as a monthly membership fee, and the price you see published is the price you pay.
This is sometimes called direct pay, cash pay, or a concierge model. Whatever it is called, the mechanics are the same: there is no insurer between you and your physician deciding what is covered, how long your appointment can be, or what has to be documented to justify it.
2. Why we chose it
- Time. Insurance reimbursement rewards short visits and high volume. Direct pay lets Dr. Magee spend as long as your visit actually needs.
- Access. Members message their physician directly between visits rather than routing questions through a call centre.
- Scope. Insurers decide what is medically necessary and what is not. Low libido, sleep, perimenopause symptoms, and wanting to drink less are exactly the concerns that get squeezed out of a covered visit. Here they are the visit.
- Predictability. Published prices. No deductible arithmetic, no coinsurance, no bill arriving six weeks later.
- Privacy. Nothing about your visit is submitted to a health plan. See section 6.
3. What it costs
Everything we charge is published on the home page. Nothing is quoted privately and nothing changes based on what you can afford to pay.
| Service | Price |
|---|---|
| Discovery call, 10 minutes | Free |
| Initial consultation | $250 |
| Follow-up visit | $150 |
| Finding Her Membership | $150 / month |
| Weight Management Membership | $150 / month |
| Botox® Cosmetic | $14 / unit |
Prices are current as of the date at the top of this page and may change. Any change will be published here and on the home page before it takes effect for existing members.
4. What direct pay is not
Direct pay is not health insurance, and it is not a substitute for it. It does not cover hospitalisation, emergency care, surgery, imaging, specialist referrals, or anything else outside this practice. You should carry health insurance. Finding Her MD sits alongside your coverage, not in place of it.
It is also not primary care. We are a specialty wellness practice. We do not replace your primary care physician or your gynaecologist, and we encourage every patient to keep an ongoing relationship with both for preventive care, screenings, and chronic disease management.
5. Medication is separate
Our fees cover the physician's care: the consultation, the plan, the monitoring, the messaging, and the coaching. They do not cover the cost of any medication you are prescribed.
You have two routes for prescription medication, and you may use either:
- Through your insurance. Many plans cover brand-name FDA-approved medication, including GLP-1 medication for weight management, when their clinical criteria are met. We will send the prescription to a pharmacy that bills your plan and supply the clinical documentation your plan requires for prior authorisation. What your plan covers, and what your copay is, is determined entirely by your plan. Coverage for weight-management medication in particular varies widely between plans and changes frequently, and we cannot guarantee it.
- Cash, through our partner pharmacy. If your plan does not cover the medication, or you prefer not to use it, our partner pharmacy's prices are published on the home page. These are compounded preparations, prescribed only where clinically appropriate for you as an individual patient. Insurance does not reimburse compounded medication, so this is a cash route rather than an alternative way of billing your plan. You pay the pharmacy directly. Finding Her MD adds no markup to medication and receives no share of what the pharmacy charges. We have no financial reason to prescribe more, or to move you to a higher dose.
6. Privacy and your medical record
This is one of the real advantages of the model, and it is worth being precise about what it does and does not mean.
What direct pay does: because we submit no claims, there is no claim record of your visit with any health plan. Your insurer is not told that you were seen, what you were seen for, or what was discussed. Nothing is added to your records at any other practice, and nothing is shared with your other physicians, your family, or your employer unless you specifically ask us to share it.
What direct pay does not do: it does not mean no record exists. Every physician is required to keep a medical record of the care they provide, and we do. That record is confidential, held by this practice, and protected under HIPAA and Ohio law. You can request a copy at any time. We release it to anyone else only with your written authorisation, or in the narrow circumstances the law requires.
In practice: what you tell Dr. Magee about your drinking, your libido, your weight, or your mood stays between you and Dr. Magee. Full detail is in our Privacy Policy.
7. How to pay
- Credit and debit cards
- HSA and FSA cards, for services that qualify under IRS rules. See the HSA & FSA guide before you use one, because not every service qualifies.
Consultations are paid at the time of service. Memberships are billed monthly on the date you joined.
8. Membership and cancellation
Membership is month to month. There is no contract, no minimum term, and no cancellation fee. Tell us you would like to stop and your billing stops at the end of the current month. You do not need to give a reason.
Refer a woman who joins and your next month is free. There is no cap on how many months you can earn this way.
Still have questions? The discovery call is free, ten minutes, and exists precisely for this. Ask about cost, privacy, or anything else before you decide.